"Risk-Based Pricing" is when a dealer, or the financing entity that a dealer selects to finance a vehicle, directly or indirectly uses information from a credit report to establish the price and other terms, specifically the APR, of the credit being offered or extended. Risk-based pricing notice requirements may be satisfied in either of two ways:

• Provide a Credit Score Exception Notice (or a No Score Available Exception Notice if appropriate) to ALL credit applicants.
• Provide a Risk-Based Pricing Notice to CERTAIN customers and not to others.

These forms are:

• Based on the FTC-designed model forms
• Customized for your dealership or financial company
• Size 8.5" x 11"
• Black ink on white paper